Aisha Rahman
Principal
File-review standards, sampling frames, and reports for senior management.
About the desk
Four readers, one address in USJ, and a habit of asking for the declined files too.
LogicGateway Path Advisory was set up to do one job that internal teams are often too close to: sit with originated buy-now-pay-later applications and say whether the file supports the decision that was taken.
Why this work sits outside the programme
BNPL origination is fast. The people who built the flow are rightly proud of completion rates. That pride is a poor lens for reading a file. We are not a product studio, a collections agency, or a statutory financial-statement auditor. We are an independent file-review desk.
Engagements come from heads of credit, second-line compliance, legal teams preparing for a partner or committee question, and retailer programmes that white-label an instalment plan. We work in English. The office is at No. 5A Jalan USJ 8/2B, Subang Jaya, Selangor 47610. On-site reading can be arranged when files cannot leave the provider’s system.
We do not originate BNPL, buy receivables, or advise customers on whether to take a plan. If a conflict appears — a merchant group already in another sample, a related party — we say so before the sampling frame is locked.
Who reads the files
The people on the engagement
Daniel Tan
Engagement lead
Affordability evidence, decision trails, and how samples are drawn from origination systems.
Priya Menon
Disclosure reviewer
Customer-facing terms, till scripts, cooling-off language, and merchant-assisted flows.
Hafiz Abdullah
Channel specialist
Marketplace and shop-floor origination, staff identifiers, and decline documentation.
How to reach the desk
Telephone +60 03-5638-1636 during Monday to Friday, 9:00–17:30. Email reviews@logicgatewaypath.digital with a short description of the product, the channel, and whether declined files can be included. We reply with a sampling conversation, not a brochure pack.